Back to Solutions

Direct Buy (Subject-To)

We purchase your property subject to existing financing, providing immediate relief and cash at closing without traditional sale delays.

How Direct Buy Works

A "subject-to" purchase means we buy your property while keeping your existing mortgage in place. We take over responsibility for the mortgage payments while you receive cash for your equity and immediate relief from your financial burden.

This creative financing strategy allows for fast closings — often within 14-21 days — because we don't need to wait for traditional bank financing. It's an excellent option for homeowners who need to sell quickly.

Key Advantages

Fast Closing

Close in as little as 14-21 days

Cash at Closing

Receive funds for your equity immediately

No Repairs Required

We buy as-is, no improvements needed

No Agent Commissions

Save thousands in real estate fees

Immediate Relief

Stop the stress and uncertainty right away

The Process

  • 1Free property evaluation and offer
  • 2Review and sign purchase agreement
  • 3Title search and closing preparation
  • 4Close at a local title company
  • 5Receive your cash and walk away free

Get Your Cash Offer

No obligation. No pressure. Just a fair cash offer for your property.

Get Cash Offer
Home purchase